Car Safety: What Are the Different Types of Car Accident Injuries and Their Compensation

types of car accident injuries

types of car accident injuries

Have you had a close call recently in a car accident? In the USA, 4.4 million people are seriously injured in car accidents every year. Common types of car accident injuries can include broken bones, scrapes, and whiplash. If you were injured as a result of a car accident, then it might be time to take action.

So what do you do if you are injured after a car accident? You may start looking for compensation after you receive medical treatment. Injuries can range from scrapes and cuts to skeletal system damage.

Do you want to learn more about the different types of car accident injuries? Here are the most common car accident injuries and the compensation you can expect from them.

Head Injury

During a collision, you may hit your head on the window, headrest, or steering wheel. This can cause minor bruising and concussion or lead to something as serious as a brain injury. You should seek medical assistance if you have any swelling or pain in your head after a car accident.

The injured person may experience a headache or dizziness as a result of hitting their head in a car accident. It is important to check for signs of a concussion or more severe head injuries that could cause long-term problems.

Although compensation is calculated case by case, head injuries can have a severe impact on your life which requires compensation. A solicitor will calculate your compensation by looking at the damage, pain, and suffering caused by the accident. Head injury claims can often pay out high amounts if the victim has been severely impacted by the accident in terms of work, personality, and quality of life.

Scrapes and Cuts

Scapes and cuts are minor injuries caused by a car accident, but they can still be painful and leave scars. You may be eligible for compensation if your injury has impacted your life in some way. Lacerations caused by broken glass or flying objects can be expensive to treat and are often eligible for compensation.

Your compensation amount will vary depending on the losses you are claiming for. In most instances, patients will claim to recover loss of earnings, medical expenses, and hospital travel costs.

Whiplash

Whiplash is an injury to the neck caused by a sudden jerking motion of the head. Whiplash can occur even if the car is as slow as 15mph. As a result, the victim’s neck will become stiff and painful.

The lower back and shoulder can also suffer as a result of whiplash. Whiplash claims can vary depending on the severity of the injury. This type of injury could impact your ability to work which means you could claim general and special damages based on loss of earnings and pain and suffering.

Post-Traumatic Stress Disorder

Many survivors develop post-traumatic stress disorder (PTSD) after a car accident. 39% of the general population develops PTSD after a traumatic incident such as a car crash. The risk of developing PTSD increases if you have previously experienced trauma or developed disassociation from the event.

Symptoms can range from overwhelming emotions to intrusive thoughts. This is the body’s way of coping with serious trauma and requires therapy to aid recovery. Work, relationships, and activities may become impossible as a result of PTSD.

If you are unable to work as a result of PTSD, then you can claim compensation based on these grounds.

Internal Injuries

Internal bleeding can happen as a result of flying objects or debris hitting the body. Treatment for these types of injuries is likely to take place immediately after the crash. Internal bleeding can happen as a result of a high-speed crash.

Injuries can include broken ribs, damaged organs, and collapsed lungs. These types of injuries can have a massive impact on an individual’s ability to work and live. You may be able to claim general and special damages depending on your personal life and employment situation.

How Is Compensation Calculated?

Compensation is separated into three categories: general damages, special damages (past losses), and special damages (future losses). These categories help a court to determine what damage has been done as a result of a car accident.

Choose a knowledgeable lawyer who will keep your data safe to help you through the process of claiming compensation. They can advise on how your claim will be handled and guide you through your claim. It is impossible to say how much each claim will receive, as compensation is awarded on a case-by-case basis.

General Damages

This type of compensation is based on pain and suffering. A court will examine how an injury has affected a person’s quality of life and provide compensation based on this. For example, a mother with a spinal injury from a car accident cannot run and play with her children as she did before.

Along with physical impairment, general damages also cover loss of love and companionship, mental health issues, and varieties of mental anguish (torment, distress, or suffering as a result of an accident).

Special Damages (Past)

If you have suffered financial strain due to travel or medical expenses, then special damages apply to your claim. To claim special damages, you must gather all relevant documentation to support your out-of-pocket expenses such as receipts and invoices for damaged property. This information should be given to your lawyer once you have collected everything you can to support your claim.

The court will review evidence of prescriptions, travel expenses, and childcare costs as a result of your injury. This will help them to determine how much money will cover the costs of your previous losses. If you receive household assistance as a result of your injuries, you should also include the receipts and details of the service you receive.

Your injuries may also prevent you from going to work. In this case, you should include details of lost wages to support your claim.

Special Damages (Future)

Injuries that require ongoing care in the form of therapy and equipment fall under special damages for future loss. This category also covers potential financial losses due to missed employment opportunities and earning potential. If your injury inhibits your ability to work or study, then special damages will apply.

Discuss Compensation for All Types of Car Accident Injuries

Now that you know the different types of car accident injuries and their compensation, you can take the next step. It can be difficult to relive the events of a car accident to get compensation. Speaking to an understanding and knowledgeable lawyer can help you recover financially and get the compensation you deserve.

Are you ready to speak to an accident lawyer? Choose a lawyer you can trust to help you through the process of claiming compensation after your accident. Get in touch with Rose Accident Lawyers for a free consultation to see if you are eligible to claim compensation.

Legal Options: What to Do if You’re in an Uber Car Accident as a Passenger

Uber car accident

Uber car accident

Rideshare apps are beyond prevalent today. Uber provides nearly 15 million rides every day around the world!

Most people have an Uber or Lyft account and that is a smart thing. Taking an Uber or Lyft can and has saved lives. These rideshare companies have become an excellent solution for drunk driving.

An Uber experience can be far from perfect. The company prides itself on hiring competent drivers, but accidents are inevitable. Driving a car is a risk within itself.

If you have been involved in an Uber car accident as a passenger, continue to read to learn more about your legal options.

Uber’s Accident Policies

Uber has general policies in place for its drivers. If an accident is to occur, the rideshare company strongly encourages the driver to ensure that all passengers are safe.

It also suggests that the authorities or paramedics are contacted when needed. Finally, it requires that all accidents be reported through their respective documentation. Uber will then investigate the accident thoroughly.

Uber encourages passengers who were involved in the accident to share details on an online form. They also encourage any third party involved in the accident to provide information regarding the accident.

If you or a loved one was in an Uber accident, it is important to notify the transportation company.

Uber is legally obligated to hold an insurance policy. Uber will compensate those involved in an accident. If you or a loved one was a passenger in an Uber accident with the driver at fault, you can benefit from its $1 million insurance policy.

Steps to Take After Being in an Uber Car Accident

There are six main steps to consider after being involved in an Uber car accident. Below each one is highlighted.

Medical Attention

After an Uber accident, the most important thing you can do is seek medical attention if necessary. Depending on the severity of the accident, it is essential to call 9/11 and get immediate care. Even if you do not have any noticeable injuries, it is wise to contact a physician.

If you experience any symptoms or injuries, it is crucial to receive a medical exam. This will not only be beneficial for your well-being but your case against the at-fault driver employed by Uber. If the doctor diagnoses you with an injury, you can use this as substantial evidence.

Determine Who Is At Fault

It is important to determine who is at fault after the accident. This can either be your Uber driver or a third-party driver. Who is at fault will dictate the amount of compensation you can receive from Uber.

If your Uber driver is at fault, you will want to report the driver and his/her behavior to Uber immediately.

If you are involved in an accident that was caused by an uninsured third-party driver, you can claim Personal Injury Protection (PIP) or file a lawsuit. Many states require their registered drivers to hold PIP. With a car accident attorney’s assistance, you can sue the uninsured driver and attempt to receive the damages you deserve.

Report The Accident to Uber

As highlighted above, it is imperative that you report the accident to Uber. You want the investigation and compensation process to begin as soon as possible. Uber’s insurance policy is very attractive and you will want to take advantage of its compensation.

Gather Information Related to the Case

Even if you were a passenger, it is important to gather information about all the different individuals involved in the accident. This will help increase the magnitude of the case.

It is imperative to collect contact information and testimony from witnesses who agree to participate in your research. It is encouraged to accurately record witness testimony and to take notes.

Do Not Settle Without Legal Counsel

An accident can be exhausting and mentally draining. Therefore, do not accept any early settlements without consulting an accident attorney. Agreeing to a settlement can be very difficult to reverse.

Contact An Car Accident Attorney

After being involved in an Uber accident, it is intelligent to contact a car accident lawyer. Hiring a lawyer will help you better understand the compensation process. Of the essence, a car accident attorney will represent you and help you get the best settlement possible.

What Are Damages or Expenses Uber’s Policy Covers?

There are multiple expenses under Uber’s $1 million liability insurance policy. The policy covers:

  • Hospitalization
  • Surgical procedures
  • Emergency Room Care
  • Lost wages
  • Disability
  • Medications
  • Medical exams and/or tests
  • Pain

What a Car Accident Attorney Can Do for You

A car accident attorney will go the extra mile to ensure you get the compensation you deserve. First, an attorney will evaluate your injuries and ask you about your experience. After initial conversations, a car accident attorney will perform extensive research about the accident and the driver at fault.

Your lawyer has the ability to ask for police records, your medical records, and information regarding the Uber driver. After conducting research and receiving strong evidence, your attorney will create a compelling case.

He or she will then speak to the insurance provider on your behalf. It is recommended to have an attorney speak to insurance companies as they are well versed in how the process works. They know how to have productive conversations with insurance companies.

Talking to an insurance company without legal representation can be challenging. Insurance companies will want to take advantage of you and will attempt to offer you the least amount in damages possible. With a talented and aggressive attorney, you will have a better chance to receive generous compensation.

Some common challenges people face when dealing with insurance companies without legal representation include:

  • Uber denying your case
  • The prolonging of your case
  • An unfair settlement

With a car accident attorney, you can rest assured that your case will be examined and noticed.

Why Rose Accident Lawyers?

Rose Accident Lawyers specialize in car accident-related injuries. The team has taken on many Uber or Lyft-related cases. Rose Accident Lawyers are very familiar with Uber’s insurance policy and its compensation process.

Its personal injury attorney team understands the challenges that come with receiving fair compensation from a major company like Uber. With Rose Accident Lawyers, your case will be heard and fought for.

Contact Rose Accident Lawyers Today

If you or a loved one was in an Uber car accident, we invite you to contact us today. Our team will not charge you until you get the compensation you deserve! Contact us to receive a consultation and case evaluation.

Quick Law Guide: When to File Uber Car Accident Claims

Uber car accident claims

Uber car accident claims

Imagine you’re relaxing in the back of an Uber ride, watching the scenery pass by when suddenly you get blindsided by a car accident.

No one wants to be put in that kind of danger but unfortunately, accidents happen. Since 2013 there have been more than 150 lawsuits filed against Uber in San Fransisco alone.

Luckily, it’s possible for victims of accidents involving an Uber driver to recover the full amount of their legal damages.

If you want to learn more about how to navigate Uber car accident claims, then you’ve come to the right place. Keep reading to learn how to get the Uber car accident settlement you deserve.

Uber Car Accident Claims

When you’ve been in an accident, there’s a lot to consider. You first have to file your insurance claim for the accident. If your insurance doesn’t provide an adequate settlement offer for your injuries and damages, then it can become an Uber accident lawsuit.

Your legal damages cover all of the ways you suffered because of the Uber car accident. This includes things like medical expenses, lost wages from having to be out of work, pain or suffering, emotional distress, ways it has affected your family, and property damage.

It also covers a reduced earning capacity if injuries are severe enough that your professional life has been impaired. Punitive damages are also included in the claim however they are rarely awarded in car accident cases.

Punitive damages punish the defendant for wrongdoing. Whereas accidents are often seen as an act of negligence. This is when the driver’s negligence had a substantial factor in causing the harm.

How To Get Justice for Your Injuries

It can be difficult to put a dollar amount on certain types of injuries such as pain and suffering. However, that doesn’t mean you can’t be compensated for them.

The compensation for these types of claims is many times higher than your actual medical bills since they can have a long-lasting effect on your life.

If you want justice and compensation for the damages done in an Uber car accident, then it’s best to hire a personal injury attorney from a reputable law firm. This helps guarantee you the maximum amount from your Uber car accident settlement.

They can also help you determine if a settlement offer is fair or not. This prevents you from agreeing to a settlement that is too low. They can also help you file a personal injury claim to receive your fair compensation if Uber refuses to make a fair settlement offer.

What Does Uber’s Insurance Cover?

Uber is a hugely popular ridesharing service so you can guess it also has extensive insurance coverage. They are able to compensate other motorists and Uber passengers in a crash.

In fact, Uber touts $1,000,000 worth of liability coverage!

The average Uber accident settlement – like most car accidents – is minor and doesn’t involve a huge payout.

However, there are strict rules about when the Uber insurance policy kicks in. For example, victims in accidents can only rely on this coverage if either the driver has accepted a rider on the Uber app, but is still driving to pick them up.

Or, the rider is in the Uber car en route from the pick-up to the destination. This clearly excludes pedestrians and drivers. If Uber’s policy doesn’t cover the accident, then the Uber driver’s personal auto insurance policy steps in.

The problem is that Uber only requires Uber drivers to carry the state’s minimum liability insurance. The exact details of this depend on that particular state’s requirements.

California State Insurance Requirements

In the state of California, the coverage for state minimum liability insurance is as follows:

  • $15,000 for injury/death per person.
  • $30,000 for injury/death to more than one person.
  • $5,000 for property damage.

This may account for the majority of minor accidents. However, it’s probably not enough to cover the damages of a serious accident.

What If the Driver’s Insurance Policy Doesn’t Cover the Accident?

Uber also carries a backup policy if your Uber driver’s coverage doesn’t cover the crash. This provides more coverage than the state minimum protection. Although it might still be lacking in more serious cases.

  • $50,000 for bodily injury per person,
  • $100,000 for bodily injury per accident,
  • $25,000 for property damage per accident.

Again, this only kicks in if the rideshare driver’s insurance policy doesn’t cover the accident. These amounts are considerably lower than the cost of some medical expenses acquired after a serious accident.

Why Is Uber Not More Liable?

The gray area when it comes to Uber’s liability in a car accident involving one of its rideshare drivers is that the company views drivers as independent contractors.

If these drivers were classified as hired employees, Uber would be considered vicariously liable for the Uber accident injuries caused by their driver’s negligence.

There is still a dispute over the legality of both Uber and Lyft drivers being considered independent contractors.

What Is Your Accident Claim?

Depending on your involvement in an accident involving an Uber driver, you may have an easier time with your Uber car accident settlement agreement.

When it comes to most car accidents, usually both drivers are considered partially to blame for the crash. However, each state has its own laws on where true negligence lies.

The victim’s compensation is also reduced if they were partially to blame for the crash. If you were the passenger of an Uber rideshare, then you are rarely considered at fault for the driver’s crash.

If you were a pedestrian or other motorist, then you might see a reduction in your injury case settlement due to shared negligence.

Why Do You Need An Uber Car Accident Attorney?

There are a lot of factors to consider when dealing with a lawsuit that involves Uber.

Being in a car accident is a serious situation that should not be taken lightly! Even if you feel okay after the accident and don’t have any serious injuries, the long-term effects of a car crash can cause future expensive medical bills to rack up.

Your injury attorney can take a look at your case and get you the best possible compensation for your Uber car accident claims. Contact us today to receive a free consultation.